The OCC is retracting its 2020 CRA Rule and it is expected the Agency will join the FDIC and the Fed when they issue a new joint notice of proposed rule-making for CRA during 2021. So what might the "new modern" CRA look like? There's plenty of insight to be gained by looking at the soon to be retracted OCC Rule and the CRA ANPR published by the Fed late in 2020. The CRA rules regarding CRA Assessment Areas are sure to be changed with the potential to add new "deposit-based" assessment areas. Bank's are likely to be required to geocode deposits and to report more details about their community development activities - and these are only a few of the changes regulators have indicated are coming down the pike. Join Len Suzio of GeoDataVision and Dean Stockford of M&M Consulting to learn more of about the CRA surprises that are heading your way during 2022.