The Compliance 911 Show

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Welcome to Compliance 911, a no-nonsense, cut to the point, style show for today’s busy bank and credit union compliance professionals. With this series of bi-weekly shows our goal is to boil down some of today’s hottest regulatory compliance topics in quick and easy to digest 5-10 minute episodes so you can get the information you want and get on with your day. We’ll be discussing topics like CRA, HMDA, Fair Lending, Anti Money Laundering, and so much more. Don’t forget to subscribe and tell a friend about us! Follow M&M Consulting and GeoDataVision us on LinkedIn to get the latest updates.

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More confusion about PPP loans

September 15, 2021

There continues to be much confusion about PPP loans and their impact on CRA Performance Evaluations. Nationally recognized CRA expert Len Suzio explains the various ways in which PPP lending can significantly impact a bank's CRA performance rating. Whether its community development performance or the small business lending "borrower characteristics" test, Len covers the bases to help bankers understand exactly how PPP lending can and will affect your next CRA exam

Brought to you by GeoDataVision and M&M Consulting

ECOA/FHA

August 31, 2021

This podcast will address the technical regulatory provisions for treatment of credit applications under ECOA/FHA.

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A Very Serious and Growing CRA Assessment Area Problem

August 16, 2021

In this podcast CRA expert, Len Suzio talks about the growing number of banks that fail to pass the Assessment Area ratio test and the negative implications for their entire CRA performance rating. More and more community banks are adopting regional and in some cases, national loan markets seriously diluting the ratio. Examiners' CRA manuals state that a bank cannot be rated "satisfactory" with less than 50% of their loans within their Assessment Areas. Learn about what this means and how to address the problem should your bank be pursuing a similar non-traditional marketing strategy.

Brought to you by GeoDataVision and M&M Consulting

Enterprise Risk Management

August 3, 2021

This session on Enterprise risk management (ERM) includes the methods and processes used by financial institutions to manage risks and seize opportunities related to the achievement of their objectives.

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CRA Tips and Tricks for Intermediate-Small Banks

August 3, 2021

In this podcast CRA expert Len Suzio shares some tips for Intermediate-Small Banks for CRA purposes. Len reviews the difference between Large Bank CRA examination standards and ISB standards and he shows how ISB's can avoid the Community Development trap. Len also explains the one circumstance in which ISB examination standards may be preferable for ISB's.

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Overview of Flood Insurance Requirements

July 8, 2021

This podcast provides an overview of requirements for the purchase of mandatory flood insurance.

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CRA Mistakes

June 28, 2021

In this podcast, Len Suzio identifies some of the more serious and common CRA mistakes made by banks and explains the troubles they lead to. Lack of preparation for a CRA exam, careless Assessment Area delineation and misunderstanding Community Development all can lead to big problems.

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Fair Lending and Commercial Applications

May 27, 2021

This Podcast will discuss Small Business Lending Data Collection Rulemaking for Fair Lending.

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Assessment Area delineation your most important CRA decision

May 12, 2021

CRA expert Len Suzio explains why how you delineate your Assessment Area affects not only your results, but the standards against which you will be compared. Don't determine your Assessment Area until you know how it will affect your performance expectations!

Brought to you by GeoDataVision and M&M Consulting