The Compliance 911 Show
More confusion about PPP loans

More confusion about PPP loans

September 15, 2021

There continues to be much confusion about PPP loans and their impact on CRA Performance Evaluations. Nationally recognized CRA expert Len Suzio explains the various ways in which PPP lending can significantly impact a bank's CRA performance rating. Whether its community development performance or the small business lending "borrower characteristics" test, Len covers the bases to help bankers understand exactly how PPP lending can and will affect your next CRA exam

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ECOA/FHA

ECOA/FHA

August 31, 2021

This podcast will address the technical regulatory provisions for treatment of credit applications under ECOA/FHA.

 

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A Very Serious and Growing CRA Assessment Area Problem

A Very Serious and Growing CRA Assessment Area Problem

August 16, 2021

In this podcast CRA expert, Len Suzio talks about the growing number of banks that fail to pass the Assessment Area ratio test and the negative implications for their entire CRA performance rating. More and more community banks are adopting regional and in some cases, national loan markets seriously diluting the ratio. Examiners' CRA manuals state that a bank cannot be rated "satisfactory" with less than 50% of their loans within their Assessment Areas. Learn about what this means and how to address the problem should your bank be pursuing a similar non-traditional marketing strategy.

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Enterprise Risk Management

Enterprise Risk Management

August 3, 2021

This session on Enterprise risk management (ERM) includes the methods and processes used by financial institutions to manage risks and seize opportunities related to the achievement of their objectives.

 

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CRA Tips and Tricks for Intermediate-Small Banks

CRA Tips and Tricks for Intermediate-Small Banks

August 3, 2021
In this podcast CRA expert Len Suzio shares some tips for Intermediate-Small Banks for CRA purposes. Len reviews the difference between Large Bank CRA examination standards and ISB standards and he shows how ISB's can avoid the Community Development trap. Len also explains the one circumstance in which ISB examination standards may be preferable for ISB's.
 
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Overview of Flood Insurance Requirements

Overview of Flood Insurance Requirements

July 8, 2021

This podcast provides an overview of requirements for the purchase of mandatory flood insurance.

 

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CRA Mistakes

CRA Mistakes

June 28, 2021
In this podcast, Len Suzio identifies some of the more serious and common CRA mistakes made by banks and explains the troubles they lead to. Lack of preparation for a CRA exam, careless Assessment Area delineation and misunderstanding Community Development all can lead to big problems.
 
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Fair Lending and Commercial Applications

Fair Lending and Commercial Applications

May 27, 2021

This Podcast will discuss Small Business Lending Data Collection Rulemaking for Fair Lending.

 

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Assessment Area delineation your most important CRA decision

Assessment Area delineation your most important CRA decision

May 12, 2021
CRA expert Len Suzio explains why how you delineate your Assessment Area affects not only your results, but the standards against which you will be compared. Don't determine your Assessment Area until you know how it will affect your performance expectations!
 
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Fair Lending in 2021

Fair Lending in 2021

April 20, 2021

This podcast is focused on regulatory changes and regulatory expectations for Fair Lending in 2021.

 

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